THE STEPS TO BUYING A HOME IN BRADENTON

The Forbes Advantage Team can help make your Bradenton - Sarasota, Florida home buying experience smooth and hassle-free so that you can enjoy the fun and excitement. Here are the steps you'll be assisted with:

STEP 1- Understanding Your Needs:
If you are like most people, you want a fun, exciting, and hassle-free home buying experience. Dan and his team help scores of buyers and sellers each year. With all this experience at your side, your home search in Bradenton, Florida is guaranteed to be fun and exciting.

We can help you find a home in Bradenton, Sarasota, Ellenton, Parrish, Palmetto, Anna Maria, Bradenton Beach, Holmes Beach, and Longboat Key. In fact if you are look anywhere in Manatee County or Sarasota County, we can help.

Your needs and wants are our highest priority. You will be given a personal appointment  to get the process started. Meeting at our office is preferable, but sometimes it’s convenient to meet at a home being offered for sale. 

By understanding the features you are looking for in a home we will be able to provide you with up-to-date information of homes available on the market. If we meet at the office, you can use our computer to view the available homes and select the ones you want to see.

You will need to tell us how you want to proceed. If you are just gathering information, we can keep you posted of new listings as they come on the market. The information can be delivered to you by email. If you are ready to move forward to find your dream home then it’s time to go to step two.

STEP 2- Determining Your Finance Options:
With your permission, we can help you find a reputable Bradenton, Florida lender and obtain a Pre-Qualification Letter. There is no cost incurred at this point and you are free to choose any lender. Pre-qualification can take place over the phone and puts you in a great negotiating position. Your Mortgage Representative will let yo know the costs associated with buying your home.

You will learn the difference between “pre-qualified” and “pre-approved” as well as having all of your quesitons answered. Just remember, pre-approved buyers are in the drivers seat!

If you are moving to the Bradenton - Sarastoa, Florida area from another state, we advise you to talk with a local lender.  Loan programs may differ state to state.  We welcome the opportunity to refer you to a local Bradenton, Florida lender.

STEP 3- Viewing Homes for Sale in the Bradenton - Sarasota Area:
Dan, or one of the team’s qualified Buyer Specialists is always available to help you find your dream home, usually with a minimum of 24 hours notice. Appointments are made to see the homes you have selected. We will accompany you to the home and allow you to view the property and answer any questions you might have.

If you are interested in New Homes in Bradenton or Sarasota, we will accompany you to the builder’s model. The builder pays our fee out of his pocket. It’s adds nothing to your sale price to have the assistance of a professional Realtor. Often times, builders offer incentives to Buyers representated by a Realtor.

This is a fun and exciting time in the process. Enjoy it.

 STEP 4- Making an Offer on homes in Bradenton - Sarasota, Florida:
This is where we really shine. When buying a Bradenton or Sarasota home you don’t want to pay too much, neither do you want to insult the seller with an offer that is too low. You will benefit from our negotiation expertise. We will work with you in developing an offer price, based on recent past sales of similar homes in the same neighborhood. This will ensure you get just what you want for fair market value.

In reviewing the contract we will discuss other contract particulars. What personal property is included in the sale? What closing date is acceptable? What about inspections? Other terms and provisions of the contract are reviewed at that time.

We will also guide you through the negotiation process. Our training and experience will help you achieve a successful agreement with the seller. The end result will be a professionally prepared executed contract.

STEP 5- Contract to Closing in Bradenton, Florida:
Once we have an executed contract our Client Care Manager will guide you to closing. During this time we will assist you in arranging for inspections, obtaining your financing, scheduling for utilities, insurance, and other necessities.

An escrow is an arrangement in which a neutral third party, often a Title Company, holds legal documents from the buyer, the seller and the lender, and funds on behalf of a buyer and seller, and distributes the funds according the buyer and seller’s instructions via a purchase contract.

STEP 6- A Successful Closing in Bradenton, Florida:
We will attend the closing with you. This is when the deed is transferred and the property actually becomes yours. Usually, closing and possession occur on the same day. 

The closing is almost always done at the title company (an exception could be an out-of-town party, in which case documents are overnighted and need to be notarized). Buyer and seller close at the title company simultaneously. Buyers (and sellers) and their agents will be given a settlement statement showing the closing costs beforehand, so there are no surprises, and the buyer will know exactly how much the cashiers check should be.

Your loan officer should review your mortgage costs with you before the closing takes place. Other closing costs will consist of the title company’s fee for the title search, title exam, closing, recording of the deed, pre-paid interest*, homeowner’s insurance, homeowner’s insurance pre-paids, and property tax pre-paids.